This year small businesses have been having a hard time securing funding like never before. With the end of the SBA PPP and EIDL...

Bankruptcy takes a toll on credit scores and will stay on a credit report for seven to 10 years. However, having a bankruptcy on your...

After several late payments without resolution over 120 days a delinquent credit account can become a charged off account. A charge off...

Inquiries are where potential creditors, either authorized or not authorized by you, look at your credit profile to see if you are worthy...

There are three main CRA’s that report consumer’s information; Experian, Equifax, and Transunion. These major CRA’s collect data for your...